Protect What Matters Most

Affordable, straightforward coverage that provides a death benefit for a set period (10, 20, or 30 years). It is ideal for income replacement, mortgage protection, and family security, ensuring your loved ones are financially protected if the unexpected happens. 

A small, affordable life insurance policy designed to cover funeral costs, medical bills, and other end-of-life expenses. It ensures your loved ones aren’t burdened with financial stress, providing peace of mind and financial security. 

Also known as Medigap, this coverage helps pay for out-of-pocket costs like copayments, deductibles, and coinsurance that Original Medicare doesn’t cover. It provides greater financial predictability and flexibility, allowing you to see any doctor or specialist that accepts Medicare nationwide. 

An all-in-one alternative to Original Medicare, offered by private insurers. These plans often include hospital, medical, and prescription drug coverage, along with extra benefits like dental, vision, hearing, and wellness programs. Designed for comprehensive care with low out-of-pocket costs, Medicare Advantage plans may have provider network restrictions but offer added convenience and savings. 

Protect yourself and your family with comprehensive health coverage tailored to your needs. We offer:

✅ Group Insurance – Employer-sponsored plans providing affordable coverage for employees and their families.
✅ Marketplace (ACA) Plans – Individual and family plans available through the Affordable Care Act (ACA), with potential subsidies to lower costs.
✅ Hospital Indemnity Plans – Supplemental coverage that pays cash benefits for hospital stays, surgeries, and medical expenses, helping cover deductibles and out-of-pocket costs.

Whether you're looking for individual, family, or employer-sponsored coverage, we can help you find the right plan at the right price.

Protect your income and financial stability in case of an illness or injury that prevents you from working. Disability insurance provides monthly benefits to help cover living expenses, medical bills, and lost wages. Whether you need short-term or long-term coverage, this plan ensures you can maintain your lifestyle and financial security during unexpected setbacks. 

A financial option for policyholders who no longer need or can no longer afford their life insurance policy. Instead of surrendering or letting it lapse, a life settlement allows you to sell your policy for a lump sum cash payment—often higher than the surrender value. This can provide funds for retirement, medical expenses, or other financial needs, giving you greater control over your assets. 

Protect your savings and ensure quality care with coverage for extended care needs, including nursing homes, assisted living, in-home care, and adult day care services. This policy helps cover the high costs of long-term care, reducing the financial burden on your family and preserving your independence as you age. 

Affordable coverage for routine cleanings, exams, fillings, crowns, and more to help maintain your oral health and prevent costly procedures. Plans may include no waiting periods, large provider networks, and coverage for major services like dentures and implants, ensuring you get the care you need at a price you can afford.